Do you need a surge protection device? It may help you avoid claims with Florida home insurance

Florida is prone to power surges due to a high incidence of lightning strikes in the state. Many Floridians have purchased surge protection devices to prevent their belongings from being damaged by power supply fluctuations. Using surge protectors may save the cost of replacing expensive equipment, and because making frequent Florida home insurance claims may increase the cost of insurance premiums, using surge protection devices may also help to keep your insurance claims and costs down.

Sudden increases in voltage that enter your home through power, television or cable TV lines have the potential to cause havoc by damaging equipment ranging from sensitive electronic equipment to common electrical appliances.  The domestic surge protection devices that prevent this damage may be either meter-based or outlet-based. The meter-based styles of surge protectors work to prevent voltage surges from entering the building through its electrical lines. Outlet-based surge protectors are a secondary line of defense, working to protect equipment from surges that occur within the building; they are sacrificial devices that self-destruct as they absorb voltage surges.

Using surge protection devices may be a simple solution to the power fluctuation problems that Floridians experience. The devices protect sensitive equipment, and may help to reduce the number of Florida home insurance claims for damage that are filed each year.

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