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Nursing Home Insurance is a form of long term care insurance that covers a policyholder’s stay in a nursing facility. Although it’s generally considered a predecessor to long term care insurance, it’s now possible to purchase a policy that provides benefits only when the client is confined in a nursing home.
Nursing Home Insurance is for those persons who either:
Assisted living is an alternative to long term care for seniors who need more assistance than is available in a retirement community, but who do not require the heavy medical and nursing care provided in a nursing facility. A comprehensive long term care insurance policy will cover care in an assisted living facility. Call us today to discuss your options!
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