Nursing Home Insurance
Nursing Home Insurance
Nursing Home Insurance is a form of long term care insurance that covers a policyholder’s stay in a nursing facility. Although it’s generally considered a predecessor to long term care insurance, it’s now possible to purchase a policy that provides benefits only when the client is confined in a nursing home.
Nursing Home Insurance is for those persons who either:
- have no desire or intention to receive long term care services in their home
- have the financial resources to self-pay for home care services, but desire financial protection against the greater cost of nursing home care
Assisted Living
Assisted living is an alternative to long term care for seniors who need more assistance than is available in a retirement community, but who do not require the heavy medical and nursing care provided in a nursing facility. A comprehensive long term care insurance policy will cover care in an assisted living facility. Call us today to discuss your options!
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